I'm interested in the legality and use of pips(personal improvement palns)within companies.
Are there set procedures to be followed or can they use them as they see fit without any prior notification or guidelines.
The present climate is not a pleasant one and a few people have voiced concerns regarding pips and the use of.
Horror stories tell that companies shouldn't use pips unless they intend "sacking",reports of 20% of people only survivning pips all help heighten the fear factor involved.
They seem to echo constructive dismial when used in certain ways.
Any advice,websites for advice appreciated..thanks.

Personal Injury Protection or PIP is a type of no fault coverage that is available in many states and may or may not be optional. PIP can include coverage for medical bills, loss of income, funeral expenses and other types of expenses such as to have a home aide to help you while recuperating. Medical Payments Coverage is strictly limited to coverage for medical bills and may or may not be available in some states and may or may not be optional.

In some states you are allowed to have both coverages for example in Maryland with some of my better companies I will offer my clients Full PIP (in Maryland everyone must be offered PIP but they can elect to have Limited PIP which means their passengers--as long as they are not residents of the insured's household--are the only ones covered in the event of an accident) of up to $10,000 and if they don't have health insurance, I will also offer them Medical Payments up to the maximum offered by the company I am writing the insurance with. The advantage in a claim for the client is that if they have a serious claim they can collect the PIP for loss of income and the Medical for their medical bills. The other advantage in Maryland is that you are allowed to "double dip" with the PIP -- regardless if you will be reimbursed by the other party's insurance or your health insurance you can still also collect the same amount from the PIP carrier and this is totally legal.

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Personal Injury Protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages.

PIP can cover, within the specified dollar and time limits, the medical and funeral expenses of the insured, others in its vehicle at the time of the loss, and pedestrians struck by its vehicle. The basic coverage is for the insured's own injuries, on a first-party basis, without regard to liability. Again, it is only available in certain states.